The meaning of this sentence is whether the husband and wife each have a house and applied for a housing loan before marriage. If this is the case, then you can choose to deduct some personal income tax. However, both husband and wife can deduct personal income tax separately before marriage, and the deduction is based on the discount of 100%. Two people get married, only according to a set of housing loan deduction concessions. Both parties can choose either party to deduct in full, or they can choose to deduct 50% separately.

This is the flexible handling of personal income tax, which is not to say that it is the haggle of relevant departments, but the primary provision of loan deduction for the sake of development achievements and the interests of more people, that is, individuals can have partial deduction of personal income tax when they take the first home loan. If both parties own a house before marriage and two houses after marriage, then they must distinguish.

Because young people's demand for real estate is still relatively strong, it is the choice of many powerful people to buy and loan housing by virtue of their own personal strength. Once the two sides find a person who can be entrusted for life, they find that the other side's economic strength is relatively good. Although they formed a family, there is no need to combine all the property into one, and there is no need for either party to compromise for the other.

Therefore, the author believes that the best situation is to deduct 50% each. Because in this case, there will be no problems, and neither one party nor the other party will have the idea of paying or owing money. Although this will bring a certain economic burden to the other party, it is forced by the form. Once there is any contradiction between husband and wife, it will not be dragged down by various property disputes. Of course, I still hope everyone can have a happy ending.