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Do I need to pay back the social security provident fund when I join a new company?

1. Can I pay back the social security provident fund if it is stopped? Do I need to pay back?

Social security is currently calculated cumulatively over the years of payment, but if you pay too much for a pension over a long period of time, you will get more. If your financial conditions permit, it is recommended that you make timely repayments. The longer the repayment interval, the longer the repayment interval. The greater the difficulty, the higher the interest.

Especially for those who are preparing to have a baby or apply for a provident fund loan, social security and provident fund cannot be severed during the period of resignation, otherwise it will affect the remaining reimbursement and provident fund loan application. If you cannot find your job temporarily after leaving your job, you can find a professional human resources company to replace you.

2. How long can social security and provident funds be paid back? Can I make additional contributions if I retire immediately?

If an individual does not need a loan, there is no need to pay back the provident fund, and the provident fund paid back can only be used as the loan balance after one year. Of course, if you need to make a backpayment, you can make a backpayment.

There is generally no clear limit on the number of years for social security supplementary payment, and it needs to be determined based on your specific situation. If the length of service can be determined from your file, or if you have paid a social worker at your company before and your salary is inactive, you can make a backpayment. However, those who are about to retire will not be able to pay forward if they have not paid social security before. If they do not meet the above conditions, they cannot make forward payments. This is unfair to those who have been paying social security. The social security department is firmly Prevented.

Therefore, it is recommended that you pay social security and make up for it promptly and as early as possible to ensure that you have accumulated 15 years of pension contributions and 25 years of accumulated medical payments, so as not to be unable to enjoy normal benefits at retirement age.

3. If I pay back, will it be based on the company’s previous standard code?

The base for back payment does not have to be based on the previous company’s standards. Generally, you can choose the base for back payment. If you find a professional personnel agency, you can use the minimum base for the year of back payment (60% of the average salary). ) will pay you back.