1. In the first half of the year, RMB loans increased by 335.8 billion yuan and foreign currency loans increased by 2.5 billion US dollars.

At the end of June, the balance of local and foreign currency loans in Shanghai was 7.8 trillion yuan, up 8.0% year-on-year, which was 4.5 percentage points lower than the national loan growth rate in the same period. The balance of RMB loans at the end of the month was 7.2 trillion yuan, up 9.7% year-on-year, which was 0. 1 and 1.5 percentage points lower than that at the end of last month and the same period of last year, respectively.

In the first half of the year, RMB loans increased by 335.8 billion yuan, a year-on-year decrease of 87.5 billion yuan. By sector, household loans increased by 65.438+065.438+0.27 billion yuan, of which short-term loans increased by 29.6 billion yuan and medium-and long-term loans increased by 83.65438+0 billion yuan; Loans from non-financial enterprises, institutions and groups increased by 2 187 billion yuan, of which short-term loans increased by1665.438+08.2 billion yuan and medium-and long-term loans increased by16543.8+08.2 billion yuan; Loans from non-banking financial institutions increased by 654.38+008 billion yuan, a year-on-year increase of 654.38+006 billion yuan. In June, RMB loans increased by 98 billion yuan, an increase of 5.5 billion yuan over the same period of last year.

At the end of June, the balance of foreign currency loans was US$ 85.6 billion, a year-on-year decrease of 65,438+03.2%. In the first half of the year, foreign currency loans increased by $2.5 billion, down by $200 million year-on-year. In June, foreign currency loans increased by $2.4 billion, an increase of $2.2 billion over the same period last year.

2. In the first half of the year, RMB personal housing loans increased by 53.7 billion yuan, and domestic non-financial enterprise bill financing increased by 63.7 billion yuan.

Among the new RMB consumer loans in the first half of the year, personal housing loans increased by 53.7 billion yuan, an increase of 25.4 billion yuan year-on-year; Personal automobile consumption loans decreased by 5 1 100 million yuan, with a year-on-year decrease of 1 9 1 100 million yuan; Other personal consumption loans increased by 28.3 billion yuan, an increase of 654.38+068 billion yuan year-on-year.

In the first half of the year, RMB fixed asset loans, bill financing, financial leasing and M&A loans of domestic non-financial enterprises increased by 654.38+004.6 billion yuan, 63.7 billion yuan, 22.3 billion yuan and 22 billion yuan respectively, which decreased by 5.5 billion yuan and increased by 52.6 billion yuan, 9.3 billion yuan and 2.3 billion yuan respectively. Trade financing decreased by 9.7 billion yuan, with a year-on-year decrease of 2.71billion yuan.

3. In the first half of the year, loans from non-financial enterprises were mainly invested in real estate, leasing, business services and manufacturing, and loans for real estate development decreased by 2.9 billion yuan.

From the perspective of loan investment, the new local and foreign currency loans of non-financial enterprises (excluding bill financing) in the month were mainly invested in real estate, leasing, business services and manufacturing. The three industrial loans increased by 64,654.38 billion yuan, 44.3 billion yuan and 26.8 billion yuan respectively, which decreased by 28.6 billion yuan, 65,438.87 billion yuan and 5.8 billion yuan respectively. In the first half of the year, loans from large domestic enterprises increased by 63.5 billion yuan, a year-on-year decrease of 654.38+0.46 billion yuan; Loans to medium-sized enterprises increased by 1 1000 billion yuan, a year-on-year decrease of 24.8 billion yuan; Small and micro enterprise loans decreased by 654.38+05.2 billion yuan, a year-on-year decrease of 23.6 billion yuan.

In the first half of the year, local and foreign currency real estate development loans increased by 34.3 billion yuan, a year-on-year decrease of 2,654.38 billion yuan. According to the purpose of loans, housing development loans increased by 23.2 billion yuan, a year-on-year decrease of 7 billion yuan, of which affordable housing development loans increased by 654.38+008 billion yuan, a year-on-year decrease of 265.438+000 billion yuan; Commercial housing development loans increased by 22 billion yuan, a year-on-year decrease of 2.6 billion yuan.

4. In the first half of the year, RMB deposits increased by 865.438+0.64 billion yuan, and foreign currency deposits increased by 654.38+0.04 billion dollars.

At the end of June, the balance of local and foreign currency deposits in Shanghai was 13 trillion yuan, a year-on-year increase of1.1%,which was 3 percentage points higher than the national deposit growth rate in the same period. The balance of RMB deposits at the end of the month was 12. 1 trillion yuan, up by 10.9% year-on-year, which was 2.2 and 5.9 percentage points higher than that at the end of last month and the same period of last year respectively.

In the first half of the year, RMB deposits increased by 8 164 billion yuan, an increase of 436.3 billion yuan year-on-year. Among them, household deposits increased by 365.438+023 billion yuan, an increase of 654.38+0922 billion yuan year-on-year; Deposits of non-financial enterprises increased by 32.4 billion yuan, an increase of 654.38+077 billion yuan year-on-year; Fiscal deposits increased by 65.4 billion yuan, an increase of 83.3 billion yuan over the same period of last year; Deposits of non-banking financial institutions increased by 27,654.38+03 billion yuan, an increase of 654.38+030.4 billion yuan year-on-year. In June, RMB deposits increased by 273.4 billion yuan, a year-on-year increase of 269.4 billion yuan.

At the end of June, the balance of foreign currency deposits was134.2 billion USD, a year-on-year increase of 9. 1%. In the first half of the year, foreign currency deposits increased by/kloc-0.04 billion US dollars, an increase of 50 million US dollars over the same period of last year. In June, foreign currency deposits increased by US$ 3.2 billion, an increase of US$ 4.8 billion year-on-year.

5. In the first half of the year, RMB personal certificates of deposit increased by17150 million yuan, and domestic structured deposits of non-financial enterprises increased by169 million yuan.

In terms of departments, large certificates of deposit in RMB personal deposits increased by171500 million yuan in the first half of the year, an increase of11500 million yuan over the same period of last year; Demand deposits and time deposits increased by 54.2 billion yuan and 7.8 billion yuan respectively, up by 33 billion yuan and 56.2 billion yuan year-on-year; Structural deposits increased by 26.2 billion yuan, a year-on-year decrease of 47.8 billion yuan.

RMB structured deposits, certificates of deposit and demand deposits of non-financial enterprises increased by 654.38+0069 billion yuan, 65.9 billion yuan and 40.8 billion yuan respectively, up by 400 million yuan, 76.6 billion yuan and 654.38+0551billion yuan respectively. Margin deposits, agreement deposits and time deposits decreased by 94.9 billion yuan, 53.6 billion yuan and 32.3 billion yuan respectively, increasing by 233 billion yuan, decreasing by 654.38+0.22 billion yuan and decreasing by 6 billion yuan respectively.

20 19 Shanghai monetary and credit operation schedule in the first half of the year. xlsx