For most families, buying a house has become the unshirkable responsibility of every member. It is natural for parents to spend half their lives working and buying houses for their children. Especially when children get married, almost the whole family will go out together and take out all the savings of six wallets to buy a house for their children. But now marriage is like fragile glass, and the young couple divorce if they don't agree. Then the wealth that parents give their children is at risk of being divided. How can parents buy a house with confidence?

Don't ignore two details.

1. Transfer money directly to the developer in the name of parents.

Whether the parents pay in full or pay down the mortgage loan to buy a house, they should keep the transfer record, so that in case of dispute, it can be used as direct evidence to prove that the funds are paid by the parents. When paying the house purchase price, it is suggested to transfer it directly from the parents' name to the account of the real estate developer, instead of transferring it to the children first, and then the children will pay it to the developer to avoid the bank confusing the source of funds.

2. Sign and agree on the real estate license.

In order to prevent accidental children from splitting the property hastily, and to protect the interests of investors, parents can require their children to sign their own names on the real estate license, so that if their children need to dispose of all the properties in the future, they must obtain the consent of all the owners on the real estate license, whether the houses are sold, mortgaged or rented. In addition, parents should sign an agreement with their children. In addition to agreeing on the share of housing property rights, it should also be indicated that the money donated to children has nothing to do with the other party, so that if divorced, this part of the money cannot be divided as husband and wife property.

According to the contribution of parents, different signatures have different results.

1. If the parents fully contribute, the house is signed in the name of the investor's children, and the house belongs to one party's personal property before marriage.

2. Parents only pay the down payment for the house, and the house is signed in the name of the investor's children. After marriage, the house belongs to the party registered at the time of divorce, and the remaining loan continues to be paid. However, one party who registered the house will compensate the other party for the part (including principal and interest) repaid during the marriage and the value-added part generated by the house.

3. Parents only pay the down payment for the house, and the house is signed in the names of their children, so the house is recognized as the property of both parties, and it is equal by default. If both parties have an agreement, such as * * * and * * * or * * * by shares, the property rights will be divided according to the agreed share.

4. Parents only pay the down payment for the house, and the house is signed in the other party's name. It is generally recognized as the property of both husband and wife, not the personal property of the investor's children. The investor's children have the right to demand the division of the house, unless the parents explicitly express that they will give it to the house registration party.

Marriage is not easy, no one wants to divorce, but there are always accidents. Buying a house is not a trivial matter. Caution is the parent of safety. Everything should be based on the proof that parents buy their children a house as a gift, and don't let the hard-earned wealth go to other people's pockets.

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