The loan applicant's provident fund is paid in Shenzhen (that is, Shenzhen household registration can be paid in different places, and non-deep households must pay in Shenzhen);

Nearly 6 balances were continuously deposited;

Good credit;

The loan applicant and spouse have no outstanding provident fund loans nationwide.

When applying for provident fund loans, according to different marital status, the requirements for providing materials are different:

The materials that single families (unmarried, divorced and widowed) need to prepare are: original ID card, original real estate sales contract, original deposit receipt, deposit transfer slip, real estate information inquiry result sheet, provident fund joint card, down payment bank card and household registration book (reflecting real marital status; Divorce requires a divorce certificate or a court judgment, and a widowed person needs to provide a family account to reflect the widowed information).

The materials that married families need to prepare are: the original ID cards of husband and wife, the original real estate sales contract, the original deposit receipt, the deposit transfer slip, the property information inquiry result sheet, the joint provident fund card, the down payment bank card, the household registration book (reflecting the marital status) and the marriage certificate.

When a married family handles the face-to-face signing, both husband and wife must be present and cannot entrust others to sign on their behalf.