All bank loans are approved by computer and then manually.

2. Is Huinong e-loan a manual audit or a computer audit?

Both. The first is computer audit. After the customer applies for the e-loan of Huinong in the Agricultural Bank of China APP, he fills in the basic information, and the system automatically checks whether it meets the basic conditions. If it passes, the account manager requires the customer to provide relevant paper materials, and the branch will hold a meeting for batch review.

Third, is the agricultural bank's e-loan for benefiting farmers automatically approved?

It is automatically reviewed by the system, provided that you submit all kinds of information according to the requirements of the bank, and the bank will automatically review it, and you will know the result in a few minutes.

4. Should the e-loan of the rich peasants be approved manually?

Agricultural Bank of China's e-loan benefiting farmers is automatically reviewed and approved by the system, so the approval time is generally 1-3 days. The loan amount is 3,000 yuan, and the maximum amount will be determined according to the applicant's assets, income, guarantee and credit information. The longest validity period of the loan is 5 years, during which the term of a single loan can be set according to the actual situation of the user. You can choose a variety of repayment methods, such as regular interest settlement, repayment of principal at maturity, one-time repayment of principal and interest, equal principal and interest installment, and the annual benchmark interest rate is around 4.35%.