1. Online lending has harmed so many people. Why are there more and more online lending companies?

In fact, many people know that online lending harms people, but human nature is greedy. You I want to borrow 1,000, which is not much anyway

2. Why are more and more people borrowing money from online loans?

1. Online loan platforms have caused too much harm to borrowers

So far, many borrowers are still afraid to go home because of the violent collection of online loans at their doorsteps. I am afraid that I will continue to be violated by the online loan platform after I go back, and I will become anxious and fearful. In the past, online loan collections splashed red paint on the borrower's door and printed the borrower's identity information to spread it. It has a huge impact on borrowers!

2. Borrowers are subject to high interest rates when borrowing money

It can be said that online loans have set a lot of tricks on borrowers. For example, the borrowers are the first to suffer when borrowing money. Cut off interest rates, and increase service fees and guarantee fees when repaying the loan without the borrower's knowledge. Some platforms also bind the borrower's insurance, and some borrowers' insurance policies are not their own, and they originally borrowed a loan. Ten thousand yuan, one year to pay back 12,000 yuan, but what I didn’t expect in the end was that after borrowing 10,000 yuan, I ended up paying back 20,000 yuan. This is unacceptable!

3. Online loan executives do not compensate, bear criminal responsibility, and do not repay money

There are such borrowers who have had money in recent years, but they just want online loan executives to pay for Apologize for your previous behavior, and bear criminal responsibility for the debt collectors and senior management. If you do not take responsibility, then you will not repay. This is the psychology of many online loan borrowers. It is not that they are afraid of being a deadbeat, but that they want to do what they did before. Bring those people out to face the law!

In fact, there are many borrowers who do not want to be bad guys, but for some reason they are still on the credit report even if they have committed illegal acts. Therefore, some borrowers would rather be bad guys than be bad guys. repayment, some borrowers even regret that they borrowed less money!

The existence of online loan platforms is simply an economic scourge, monopolizing the economy in the hands of lenders and borrowers in the wallets of their families, but what about now? The lender cannot get the principal, the borrower is still a bad person, the top executives of online loans are carefree and do not actively cash out, and even travel with their families, and some even owe employees wages. Do they really not have a penny to their name? Can you live without money nowadays?

3. Why are more and more people borrowing money from online loans?

1. Online loan platforms have caused too much harm to borrowers

So far, many borrowers are still afraid to go home because of the violent collection of online loans at their doorsteps. I am afraid that I will continue to be violated by the online loan platform after I go back, which makes me anxious and fearful. In the past, online loan collections splashed red paint on the borrower's door and printed the borrower's identity information to spread it. It has a huge impact on borrowers!

2. When borrowers borrow money

It can be said that when online loans give borrowers a large amount of money, the first thing they encounter is the increase in service fees when repaying the loan in case of a cut-off interest rate. And guarantee fees, some platforms even bind the borrower’s insurance, while some borrowers’ insurance policies are not their own. They originally borrowed 10,000 yuan and repaid 10,000 yuan a year. Instead, they borrowed 10,000 yuan and finally paid it back. It’s 20,000 yuan, which is unacceptable!

3. Online loan executives will not compensate, bear criminal responsibility, or repay the loan

There are such borrowers who have had money in recent years, but they just want online loan executives to pay for The previous bankers will bear criminal responsibility. If they do not bear responsibility, they will not repay the loan. This is not to say that they are afraid of being old people, but that they want those who made previous mistakes to be judged by the law!

In fact, there are many borrowers who do not want to be bad guys, but for some reason they are still on the credit report even if they have committed illegal acts. Therefore, some borrowers would rather be bad guys than be bad guys. Repayment, some borrowers even regret what they borrowed

The existence of online loan platforms is simply an economic scourge, monopolizing the economy in the hands of lenders and borrowers in the wallets of their families, and now Woolen cloth? The senior executives of the online lender, Xiaoyao Zizi, are not actively cashing in, and even pay back the wages owed to employees. Is there really nothing in their name?

4. Harms of online lending

With so many people affected, why are there more and more online loan companies?

Because all routines are conducted using the Internet, you can also report to the reporting center under the Ministry of Industry and Information Technology. Call the Internet Illegal and Bad Information Reporting Center: 12377. In addition, there are two toll-free reporting hotlines: "12321" and "12390". You can also log in to www.12377.cn to report. The effect of this is that the Ministry of Industry and Information Technology will block his APP and online channels.

4. Report the third-party payment center used in routine loans to the People’s Bank of China. For online routine loans, he must use third-party payment for payment receipt and payment. This is managed by the People's Bank of China. Reports have confirmed that the People's Bank of China will impose very severe penalties on payment companies. Without third-party payment, routine loans can no longer deceive people.

5. If you encounter an offline routine loan, that is, a store or company that signs a contract in person to collect money, in addition to Article 123, you can also report it to the tax department and the industrial and commercial department. Especially the tax department. These companies definitely don't pay taxes and their income must be concealed. The tax department will catch them as soon as they find out. Tax evasion in our country will lead to jail time.

6. If a routine loan company uses an APP, you can report it to the company where the app store is located or the loan supermarket platform. His products were removed from the shelves and he could no longer continue to operate his business.

6. Remember to keep your evidence. What is the evidence? Signed electronic or paper contracts, electronic documents for transfers and collections or withdrawal and deposit vouchers, the APPs and various phone numbers they used, the name of the third-party payment company and electronic contract, receipts issued by the other party, etc. Some important evidence can also be recorded in audio and video recordings, and now this kind of evidence is also powerful evidence.

Basically no routine loan company can be spared from this combination. You can also check out my other related articles and videos, some of which are more detailed.

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