2. Then determine the down payment ratio according to your actual situation, which can be 30%, 40% or 50%. This percentage is the price of the bus fare multiplied by this number, and the rest is the bank loan.
3. Provide personal ID card, marriage certificate and real estate license (if not, a valid and formal rental contract is also acceptable), provide a detailed list of banks in the past six months, and have proof of income. It will be better if you find an individual or unit to guarantee, so that you can get the loan in about three working days. After the loan, you can pay the purchase tax with the car purchase invoice, and then settle in the vehicle management office.