You cannot buy a car. After checking the relevant information, we can see that you can buy a car, but you cannot take out a loan to buy a car. Overdue records in your credit report will lead to a bad personal credit report. If your credit report is bad, you will not be able to apply for other loans. Applying for a car loan requires the applicant to have good credit, so users need to wait until their credit is restored before applying for a car loan. Or pay off overdue debts and keep overdue records for more than 3 years. Users can also try to apply for a car loan. All in all, if the overdue debt has not been paid off or has been paid off but the retention period does not exceed 3 years, users cannot apply for a car loan at this time. An overdue credit report means that the loan has not been repaid in full by the due date, and will be recorded in the personal credit report. Overdue credit should be paid off promptly. Credit refers to a form of value movement that is conditional on repayment and interest payments. Usually includes credit activities such as bank deposits and loans. In a narrow sense, it only refers to bank loans. In a broad sense, it is the same as credit. Credit is an important form of paid mobilization and allocation of funds in socialist countries and a powerful lever for economic development.