The government has no policy of delaying the repayment of mortgage loans during pregnancy, but loans can be applied for deferred repayment. Users who cannot repay on the repayment date can try to apply for deferred repayment. After applying for deferred repayment, the lending institution will review the users, and the repayment can only be postponed after the review is passed. If they fail to pass the examination, users must repay the money on time. In addition, it is not excluded that some loans cannot be extended. Please refer to the regulations of lending institutions for details.