More and more people choose to work in other places because of the needs of life, hoping to work hard in other places for a few years, save some savings, and then go home to buy a house. However, working in the field means paying the provident fund in the field. When you go home to buy a house, you may not be able to enjoy the preferential treatment of provident fund loans in different places. But don't worry now, because you can use provident fund loans in different places. Follow Bian Xiao to see how to handle provident fund loans in different places. What are the precautions?

1. How to apply for provident fund loans in different places?

1, loan consultation

First of all, you need to consult the provident fund management center that applies for loans, and ask whether the local government allows you to apply for provident fund loans in different places. If so, what conditions are needed, what materials need to be prepared, and so on.

2. Loan application

Then, you need to submit an application for a loan from another place to the management center where the provident fund is deposited. The staff will confirm your application and see if the information you said is true. After confirmation, the staff will issue a certificate for you to pay and use the housing provident fund for employees with loans from different places.

Step 3 Submit information

You need to bring your ID card, house purchase contract and certificate of loan use in different places to the provident fund management center where you apply for a loan, and submit the information to the staff, who will review your information to confirm its authenticity and integrity. At the same time, the management center where you deposit the provident fund will mark your off-site loans and establish a detailed account of off-site loans.

Step 4 apply for a loan

After the data is approved, the provident fund center that applied for the loan will go through the loan procedures for you and issue the loan to you. You need to repay on time, and the city's provident fund management center will also cooperate with the loan provident fund center to urge you to repay.

Second, what problems should be paid attention to in the off-site loan of provident fund?

1, be sure to consult in advance.

It is an essential step to consult in advance for provident fund loans in different places. The policy of off-site provident fund loan has not been introduced for a long time, so it may be impossible to apply for off-site provident fund loan. Please consult clearly in advance.

2. Understand relevant policies

You also need to know the relevant policies of provident fund loans in different places, otherwise you may encounter many obstacles in the process of handling because of lack of necessary knowledge, and you are likely to fall into a trap.

3. Pay attention to the safety of funds

Generally speaking, when applying for provident fund loans in different places, the location is different from the place where you want to buy a house, which may lead to untimely information communication. At this time, you should pay special attention to the safety of funds, because you may not know immediately whether the other party is a real seller when you give the other party a loan.

(The above answers were published on 20 16-03-2 1. Please refer to the actual situation for the current purchase policy. )

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