Reasons for the closure of online lending platform:
1, the operation management is outdated and single, and the team does not have enough experience in internet financial management. In the initial stage of platform development, these employees can still develop the platform through their own efforts. With the passage of time, the platform did not introduce new talents, and these original employees could not adapt to the development of the platform, but played a role in hindering it.
2. With the development of supervision, many platform businesses are still the same as in the early days. Taking car loan as an example, the release of the Interim Measures for Supervision has made the field of car loan all the rage, and more and more platforms are involved in the field of car loan. But now the homogenization of the entire car loan industry is serious, and the elimination rate of car loan platforms remains high in the whole industry. If the car loan platform wants to continue, you have to do what you can or change careers.
3. The overdue bad debt rate of the platform should be controlled within a certain range. Too high overdue bad debt rate will lead to the platform can not continue to operate, and finally can only support the collapse. With the development of the platform, the executives of the platform should not stick to the rules and hinder the development of the platform from a strategic long-term perspective.