Bank of China Youth e-Loan is a loan product specially provided for college students. The funds only need to be used for daily consumption, training, study tours and other needs. The application conditions for Youth e-Loan are as follows:

1. The applicant is a college student who is open to apply for Qingnian e-loan;

2. The applicant has not applied for a student loan at school or other loan products, and has basically no personal debt;

3. It is best to provide a second source of repayment (such as parents);

3. The personal credit report is good and there is no bad credit record.

Notes:

1. Credit bureau is not eligible to apply. (If your credit bureau is bad, then Xiaojing advises you to repair your credit first. Apply again. If you don’t know how to repair your credit report, you can ask Xiaojing).

2. Excessive debt will affect the approval. It is best to keep it between 50,000 and 100,000.

3. At present, there are no regional restrictions and it can be operated nationwide. After the application is approved, the account can usually be received on the same day or the next day.

Currently, you can only apply for Youth E Loan through the "BOC E Campus" App, mobile banking, online banking, and Bank of China Micro Banking.

Warm reminder for the specific path to use Qingnian E-Loan through Bank of China Micro Banking, first pay attention to "Bank of China Micro Banking" - "Micro Finance" - "My Loan".