1. You need to fill in the provident fund loan application form at the provident fund processing center first, and bring it back to the unit with the official seal.
2. The original and photocopy of the ID card, household registration book and marriage certificate of the lender's husband and wife.
3. Proof of economic income issued by the employer of both husband and wife.
4. If the provident fund is withdrawn due to the purchase of housing, it is also necessary to provide the commercial housing purchase contract and payment voucher.
It should be noted that applicants applying for housing provident fund loans should provide guarantees.
legal ground
"Regulations on the Management of Housing Provident Fund" Article 26 When employees who pay housing provident fund purchase, build, renovate or overhaul their own houses, they can apply for housing provident fund loans from the housing provident fund management center. The housing provident fund management center shall, within 05 days from the date of accepting the application, make a decision on whether to grant the loan or not, and notify the applicant; If the loan is granted, the entrusted bank shall handle the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.