Buy a car, go to a low down payment, and go to a self-employed person. The down payment is about 1 1,000, and the monthly payment is about 2,000.

If the down payment is 30%, the down payment 1 20,000 is about 40,000 heads of state, plus the purchase tax110,000 or so, and the loan fee is about 2,000 yuan, with a total coverage of more than 5,000 yuan a year (some stores require you to buy full coverage for as many years as you borrow, for example, you have to buy full coverage for three years when you mortgage), and the authorization fee is several hundred yuan.

The installment loan car purchase process is as follows:

1. First, apply to a bank or financial institution for insurance, and submit application materials, including ID card, income certificate, real estate license, household registration book and other related loan contracts.

2. After approval, a loan contract and a guarantee contract can be signed. Of course, you can choose to go through the mortgage registration formalities or do relevant notarization.

3. The bank agrees to issue the loan and transfer the money to the dealer or individual account in the way agreed in the contract.

4. The car loan applicant must repay the loan on time. If the loan is settled in advance, a certain penalty will be charged. Generally, if the repayment is overdue for 3 months, banks or financial institutions will call for reminders, but if it is overdue for more than 3 months, it may still be entered into the personal credit information system, and in serious cases, it may be prosecuted. It has the right to tow away the vehicle and use the proceeds to repay the debt through auction.

5. In case of normal settlement, the loan settlement certificate and relevant mortgage certificate can be retrieved with valid documents, and the mortgage registration cancellation formalities must be handled at the original mortgage registration department.

How much is the down payment of car loan 1.2 million yuan?

The minimum down payment for car loans is 30%, so the down payment is 36,000, which means there are still 84,000 loans. The loan is 84,000 yuan, the loan term is 2 years, and the loan interest rate is 8%. By default, the repayment method is equal principal and interest, so the monthly repayment is 3,799.09 yuan, and the total interest to be repaid in 2 years is 7 178.22 yuan.

At present, auto loans are mainly bank loans and auto consumption finance company loans, and there is not much difference in loan interest rates between them.

pay attention to

If you choose a bank loan to buy a car, the minimum down payment is 20%, regardless of whether the car is1.2000 or1.2000, which means the down payment for the car is 24000.

If you choose a car loan or dealer loan to buy a car, you can achieve "zero down payment" and "zero interest rate", but in many cases, you still need a bank loan, and 20% of the money will be borne by the manufacturer or dealer first, and then earned back from consumers through other sales.

1.2 million tram down payment?

Hello,120,000 tram down payment depends on your loan amount. You can calculate your down payment according to the amount of your loan. Generally speaking, your down payment will account for 20% of your total loan. For example, if your loan amount is120,000, then your down payment is 24,000 yuan. As for the monthly payment, it also depends on your loan amount. You can calculate your monthly payment according to your loan amount, loan term and loan interest rate. Generally speaking, your monthly payment will be much higher than the down payment. For example, if your loan amount is 1.2 million, the loan term is 5 years, and the loan interest rate is 6.5%, then your monthly payment is 25,000 yuan.

1.20 thousand how much is the down payment for buying a car in installments?

If the down payment is 30%, the down payment of 1.2 million will probably cost 40,000 heads of state.

Car installment is to divide users into several installments and pay in installments every month. Installment payment is a hot spot in the current automobile market. In the current depressed market environment, installment payment is regarded by many businesses as an effective means to seize market share.

The maximum amount of installment payment will be linked to the overdraft limit. For example, for most car purchases by installment, the maximum amount is four times the overdraft limit. But the installment quota and the consumption quota are separate. After buying a car by stages, the consumption quota is not occupied and can still be used normally.

There are various forms of installment payment in the automobile industry, and there are three main types:

(1) Bank consumption loan method;

(2) Loan methods of finance companies of automobile manufacturers;

(3) Financial leasing mode, the market is mainly operated by "Kaiyuan Automobile" brand chain.

1.20 thousand yuan. How much is the mortgage?

1.2 million car mortgage? 1.2000 car mortgage is about1.4000, which will not exceed1.5000. According to the bare car price1.20 thousand yuan, the down payment is 30%, and the repayment period by installments is up to five years. The down payment is about 40 thousand. Plus car tax, loan fee and auto insurance, the loan amount is 80 thousand. Total loan = car price-car price down payment ratio. The monthly repayment is about 1.500 yuan, and the accumulated repayment in five years is about 9 1.000 yuan, of which the interest expense is about1.3000 yuan. According to different loan interest rates, the monthly average repayment period coefficient is 857.5/ 10,000 in one year, 440.9110,000 in the second year, 301.9110,000 in the third year, 23,293/10,000 in the fourth year and/klc in the fifth year. Loans can be divided into three ways: bank loans, auto financing loans and credit card loans. Among them, bank loans are widely used. Most car owners use bank loans, and car financing loans can be handled directly in 4s shops. However, the interest cost of auto financing loans is relatively high. Compared with the above two methods, credit card loan is simpler, usually with zero interest, but it needs to pay a certain formalities fee.

So much for the introduction of car loan down payment 1.2 million.