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Mortgage lending time of major banks in Zhangzhou in 2022

With CCB housing loan, you will get the loan in about one month. ICBC housing loan, you can get the loan in about 1 month. Agricultural Bank of China mortgage loan, it takes 1 to 2 working days to get the loan. For Bank of Communications mortgage loans, the mortgage loan disbursement time takes about 1 month. For CMB housing loans, the disbursement time is about 1 month. Pufa housing loan disbursement time is one month.

The disbursement time of bank mortgage loans is uncertain and is related to the bank's efficiency, loan amount, and local policies and regulations. However, under normal circumstances, after the customer receives the approval notice, he or she will apply for the loan. After completing the procedures, the bank will enter the lending stage, and the funds will be disbursed in about one or two months.

Home loan, also known as home mortgage loan. The home buyer fills out an application for a home mortgage loan to the bank and provides legal documents such as ID card, income certificate, house sales contract, guarantee letter, etc. The required supporting documents are required. After review, the bank promises to provide the loan to the home buyer. , and handle real estate mortgage registration and notarization based on the house sales contract provided by the buyer and the mortgage loan contract entered into between the bank and the buyer. The bank will directly transfer the loaned funds to the selling unit within the period specified in the contract. line account.