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Do you need a corporate ID card for company loans?
Legal analysis: you don't have to be a legal person to apply for a company loan. If the contract does not clearly stipulate that it must be signed or sealed by the legal representative, it can be signed by the person in charge authorized by the legal person, as long as you bring your personal ID card, power of attorney and other relevant information.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.