There is no difference between the provident fund loans of regular workers and contract workers. According to the description of relevant public information, the treatment and recruitment methods of regular workers and contract workers are different, but the provident fund loans are the same, as long as they meet the conditions. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.