The mortgaged house has been sold for two years. You can go to the bank to find out how much loan principal is left. After finding a new buyer, you can go to the bank to handle the mortgage transfer procedures and transfer the house and loan to the new owner's name. You can also take money or borrow money to repay the loan, then sell the house and repay the loan after the sale. If the buyer buys the house in full, he can repay the loan with the money from the transaction, and then change his name and transfer ownership after the mortgage is lifted.

Mortgage is a common method, which means that when the seller of real estate transfers the property that has been mortgaged to the bank or purchased through mortgage and has not been paid off to the buyer, the bank issues loans to the buyer to repay the original mortgage and mortgage loan, and redeems the real estate license, so as to handle the transfer, and the buyer will repay the existing mortgage or mortgage loan. In other words, the house that is still mortgaged is bought and sold again, and the buyer of the house continues to repay the mortgage payment of the seller.