As of June 6, 2024, the interest rate of Tianjin provident fund loans was 2.75% for individual housing provident fund loans with a term of more than five years, and 3.25% for individual housing provident fund loans with a term of less than five years (including five years). In case of interest rate adjustment, if the contract term is 1 year, the contract interest rate will be implemented; if the contract term exceeds 1 year, the new interest rate standard will be implemented according to the corresponding interest rate grade from the next year of interest rate adjustment.