The following are the purchase restriction policies in Shenzhen:

1. Shenzhen-born families

1. Deep-rooted families have no house and no mortgage records, and the down payment is 3%.

2. The deep-seated family has no house and has a mortgage record (including the loan has been settled in different places), and the down payment is 5%.

3. The deep-seated family has no house, and has a mortgage record (including one loan not settled in another place), with a down payment of 5%.

4. The deep-seated family has no house, and there are two or more mortgage records in different places that have not been settled, so the loan is prohibited.

5. The deep-seated family already has a Shenzhen property, and has a mortgage record (including the loan has been settled in different places), with a down payment of 7%.

6. The deep-rooted family already has a Shenzhen house property, and has a mortgage record (including a loan in a different place that has not been settled), with a down payment of 7%.

7. Shenhu family already has two Shenzhen properties, and loans are prohibited.

2. Shenhu single (including divorce)

1. Shenhu single (including divorce) has no house and no mortgage record, with a down payment of 3%.

2. Shenhu is single (including divorced) without a house, and has a mortgage record (including off-site loan has been settled), with a down payment of 5%.

3. Shenhu is single (including divorced) without a house, and has a mortgage record (including a loan in a different place), with a down payment of 5%.

4. If a deep household is single (including divorced) and has no house, and there are two or more records of off-site mortgage outstanding, the loan is prohibited.

5. Shenhu single (including divorced) already has a Shenzhen property, and loans are prohibited.

3. Non-deep households

If you buy a house in Shenzhen, you need to pay social security and individual tax in Shenzhen for five consecutive years.

1. Non-deep households/individuals have no housing and no mortgage records, and the down payment is 3%.

2. Non-deep households/individuals have no housing and have mortgage records (including loans in different places, which have been settled), and the down payment is 5%.

3. Non-deep households/individuals have no housing and mortgage records (including one loan not settled in other places), with a down payment of 5%.

4. Non-deep households/individuals have no housing, and two or more off-site mortgage records have not been settled, so loans are prohibited.

5. Non-deep households/individuals already have a Shenzhen property, and loans are prohibited.

IV. Fake divorce and foreigners buying houses in Shenzhen

According to the "Several Measures on Further Promoting the Stable and Healthy Development of the Real Estate Market in Shenzhen",

Households with registered residence (including those whose family members are registered residents in this city) will continue to implement the policy of restricting the purchase of two houses; Adult singles (including divorced) registered in this city are limited to purchase one set of housing in this city (only one set of housing is allowed for true and false divorce! ）； Non-resident families who can provide proof of continuous payment of personal income tax or social insurance in this city for the first five years or more from the date of purchase are restricted to purchase one set of housing; The purchase of houses by overseas institutions and individuals shall be carried out in strict accordance with relevant policies. The time of purchase shall be determined by the time when the purchase contract is signed on the information system of the real estate administrative department of this Municipality.