According to information from Xinyi Station Insurance Network, Taiping Xinying No. 1 is credited in the following ways:

1. Dividend cashback: Taiping Ying Taiping Endowment Insurance is a Participating insurance products allow policyholders to receive dividends from the insurance company. Dividends are determined based on the operating conditions and investment returns of the insurance company. Policyholders can choose to use the dividends to pay premiums or withdraw cash.

2. Policy loan: Policy holders can choose to use the policy as collateral to apply for a loan from the insurance company. The loan amount is generally a certain percentage of the cash value of the policy, the loan interest rate is low, and the repayment period is flexible and can be adjusted according to personal needs.

3. Policy redemption: Policy holders can choose to redeem the policy when the policy expires or early. At redemption, the policyholder can choose to withdraw all or part of the cash value. When withdrawing cash, you need to pay certain fees and taxes.