What materials are needed for handling provident fund loans

Generally, the materials needed for handling provident fund loans are as follows:

1. Extract the application form;

2. Extraction certificate issued by the unit;

3. Identification documents of the applicant;

4. Other materials required by the Housing Provident Fund Management Center.

article 25 of the regulations on the management of housing provident fund stipulates that if an employee withdraws the storage balance in the housing provident fund account, the unit where he works shall verify it and issue a certificate of withdrawal.

employees should apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or not to withdraw, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment formalities.

legal basis

article 25 of the regulations on the administration of housing provident fund, if an employee withdraws the storage balance in the housing provident fund account, the unit to which he belongs shall verify it and issue a certificate of withdrawal. Employees shall apply to the housing provident fund management center for the withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or not to withdraw, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment formalities.

what materials are needed for handling provident fund loans

The materials needed for handling provident fund loans include: real estate license, ID card and household registration book of the obligee and spouse, deposit certificate of housing provident fund, income certificate, guarantee contract, loan contract, the last bank statement and other family property certificates. Article 25 of the General Principles of Loans: A borrower shall fill in an Application for Loan, which includes the loan amount, loan purpose, repayment ability and repayment method, and provide the following information: 1. Basic information of the borrower and the guarantor; Two, the financial department or accounting (audit) firm approved the financial report of the previous year, as well as the financial report of the previous period to apply for a loan; Three, the original unreasonable occupation of loans to correct the situation; Four, the list of collateral and pledge, and the certificate of the consent of the person with the right to dispose of the mortgage and pledge, and the relevant documents of the guarantor's intention to agree to guarantee; V. Project proposal and feasibility report; VI. Other relevant materials that the lender deems necessary.

What materials do you need to prepare for the provident fund loan

If you have applied for a personal housing provident fund loan at China Bank, you need to provide the following materials to apply for the personal housing provident fund loan:

1. Loan application form;

2. The borrower's household registration book, ID card or other valid residence certificate;

3, the purchase contract or letter of intent and other relevant documents;

4. Letter from the housing fund management institution of the borrower's unit agreeing to the loan;

5. In case of mortgage or pledge, the guarantor agrees to the written certificate of guarantee and the guarantor's credit certificate;

6. In case of guarantee, the guarantor agrees to the written certificate of guarantee and the guarantor's credit certificate;

7. The original and photocopy of the receipt that the borrower has paid more than 2% of the house purchase advance payment;

8. Other materials required by the trustee;

As there are differences in policies and requirements for handling individual housing provident fund loans in different housing provident fund management centers, please consult the provident fund loan business outlets or the local provident fund management centers in detail.

the above contents are for your reference. please refer to the actual business regulations.