Yes, but there are risks. If you buy a house with someone else's provident fund, you need to treat the owner of the provident fund as a talent with the same property rights. Provident funds can only handle mortgage loans or offset loans, and cannot be used as a down payment for buying a house. Therefore, in order to avoid follow-up problems, it is best not to use other people's provident fund loans to buy a house. Legal basis: Article 26 of the Regulations on the Management of Housing Provident Fund, employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.