Telecom orange staging is not fraud. Orange staging is a routine business of telecom. With China Telecom as the background, it is more reliable and does not belong to fraud. Orange installment is a financial service such as personal credit payment and commodity installment consumption provided by China Telecom Wing Payment, which belongs to the category of micro-loans. With personal credit, consumers can enjoy credit installment, credit consumption, credit cash withdrawal and other services, and can also be simply regarded as small consumer loans. Consumers can purchase mobile phones or other service products by stages through oranges. Of course, broadband also belongs to the scope of business development. Different from other small loans, oranges are used for the consumption of China Telecom's products or services in stages, and do not support the consumption in different places.