Therefore, if you want to go to a credit union to handle business, try to handle business after 9 am and before 5 pm. If this time period is exceeded, the people who go to work will have already left work and will not accept any business. Watch the time.
At the same time, when we go to handle business, we must bring our ID card and bank card. Without these materials, we can't handle any business, which we need to keep in mind.
Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.
Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws.
The concept of rural credit cooperatives is a banking financial institution. The so-called banking financial institutions are also called deposit institutions and deposit currency banks. Their common feature is that deposits are the main liabilities, loans are the main assets, and transfer settlement is the main intermediary business, which directly participates in the creation process of deposit currency.
Rural credit cooperatives are also credit cooperative institutions. The so-called credit cooperative institutions are cooperative financial institutions whose main purpose is mutual assistance, referred to as "credit cooperatives", which carry out deposit and loan business among members for the purpose of mutual assistance and self-help.
The establishment of credit cooperatives is directly related to the development of natural economy and small commodity economy. Because agricultural producers and small commodity producers are seasonal, fragmented, small in quantity and small in scale.