1. Users are required to provide bank running water for more than 3 to 6 months to prove whether their income is stable and the repayment source is sustainable.

2. The running water demand of the bank is more than twice that of the monthly housing loan, and the bank can agree that the user has sufficient repayment ability.

3. It is best to choose the running water of the bank for paying wages, because it can reflect the actual economic income level of users.