Yes, it is easier to borrow money through financing 360 than to go directly to the platform.
The audit speed of Rong 360 loan is relatively stable, thanks to two new technologies: big data analysis model and face recognition technology. As long as the audit materials filled in by friends on the Rong 360 loan platform are correct and meet the requirements of the Rong 360 loan platform, they can pass the audit of the Rong 360 loan platform.
Some friends say that there are many reasons why 360 loans are not approved.
Bad credit report
Rong 360 loan has relatively high credit requirements for loan applicants. If there is a bad record in the credit information system, it will be easily rejected during the audit.
Age mismatch
Although there is no strict age limit for Rong 360 loan, those under 18 or over 65 cannot pass the Rong 360 loan review. After all, repayment ability is also a consideration.
Incorrect or incomplete information.
When you apply for a loan, you will fill in the information. If the information is wrong, it is not easy to pass the exam. After all, 360 IOUs are credit loan platforms, and no mortgage or guarantee is needed. So the accuracy of personal information is very important. If the information filled in is incorrect or incomplete, it may affect the exam results.
If a friend's loan application is rejected by the 360 loan platform, there is no need to be depressed. They can improve and update their personal data and apply again. After being rejected, friends need to wait for a while, so the probability of passing will be greater. Under normal circumstances, they need to wait for a month or two before they are rejected directly.
It is normal for a loan application to be rejected. After all, if friends often apply for loans online, they will encounter various situations. At this time, friends don't have to be depressed at all, just find out the reason and solve the problem. When a friend applies for a loan on the Rong 360 loan platform, he must pay attention to whether his information is correct, because this will directly affect the audit result of the loan application.
Rong 360 is not a pure loan platform, but actually a comprehensive search platform, just like a loan supermarket. Other loan platforms can settle in Rong 360, and then users can find their own loans through Rong 360 platform. At present, Rong 360 platform has settled in a number of loan platforms, including some bank loans.
Due to the platform nature of Rong360, whether Rong360 is reliable depends on whether the platform of the user's final loan is reliable. If the user borrows from the bank through the 360 platform, it is naturally reliable.
When does the orange loan in Rong 360 Li show when it can be released?
If the orange loan in Rong 360 is displayed as "being lent", it is usually because your loan application has been approved and you are waiting for the loan. Under normal circumstances, the loan review period of Orange Loan is about 1-3 working days, but the specific time may be affected by many factors such as the speed of bank remittance processing and personal loan qualification, so the specific lending time will be different.
If you have waited for more than 3 working days, you can directly contact orange customer service to consult the loan progress, or register the official orange App to inquire about the loan progress and notice. In the process of waiting for the loan, it is recommended to wait patiently to ensure the authenticity and accuracy of all loan application information.
Who knows which loan apps are approved?
I. Atomic Energy Loan
Formerly known as ultra-fast loan, it belongs to unsecured pure online loan products.
Loan amount: moonlight loan amount is 500- 1000 yuan, and atomic loan amount is 2000-20000 yuan.
Loan time: Yueguangjiao 1-4 weeks; Atomic loan phase 3-24
Next payment time: the fastest payment time 10 minute, and the average atomic loan 1 day.
Rong 360 reminds: this opening review is simple and the loan is fast. Basically, as long as the sesame score reaches 600 points, the next payment will take 15 minutes.
Second, use Qian Bao.
A pure online credit loan APP, suitable for people with short-term capital turnover difficulties.
People applying for loans: white-collar or blue-collar workers with fixed income, regardless of occupation.
Loan amount: 500-5000 yuan
Loan term: 7-30 days, short-term turnover.
Loan interest: differentiated pricing, with a daily interest rate of 0.25%-0.3%.
Audit receiving time: the fastest payment time is 30 minutes.
Rong 360 Reminder: Qian Bao is divided into four credit grades: green card, blue card, silver card and gold card. Gold card has the highest credit, and you can withdraw cash if the repayment is successful, but it is very powerful to urge you to listen after the deadline.
Third, Gitzo Cash Loan
Gitzo launched another loan product in stages.
Applicant: I have a job with a monthly income of not less than 2,000 yuan.
Loan amount: 5000-40000 yuan.
Loan interest: the monthly interest is between 1.5%- 1.7%, and there are certain management fees and service fees.
Time for receipt of audit: the fastest audit time is 45 minutes, and the loan is usually released on the next working day.
Rong 360 reminds: In addition to the ID card, you need to submit documents, including at least one of the five items of social security card/medical insurance card, driver's license, bank card, household registration book and work card.
Fourth, borrow money.
A credit loan APP product that students can also apply for at school.
Loan amount: 500-2,000 yuan
Loan term: 1-3 months.
Loan interest rate: the daily interest rate is 0.03%, but the repayment method is to repay the principal in one lump sum.
Key Tip: Individuals need to use the second-generation ID card to take front and back photos, and they need the authorization of the operator.
A simple understanding of a loan is to borrow money with interest.
Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans and interest subsidies? A general term for borrowing funds such as overdraft. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.
Can Rong 360 easily match the installment quota?
Yes The products launched by Rong 360 are also relatively fast in terms of audit speed. It is a systematic review, and the number of places can be approved on the day of submission.