The latest provident fund loan interest rate is 3.25%, so the loan is 80 15. In the case of ordinary funds, the loan will be repaid in the first month, 6,665,438+065,438+0.165,438+0 yuan, and then it will decrease month by month.

When using housing provident fund loans, the annual interest rate of loans with a term of less than 5 years is 2.75%, and that of loans with a term of more than 5 years is 3.25%. Housing provident fund loans are welfare.