Inquiries can be made through "China Bank Micro-Banking" WeChat official account or Bank of China mobile banking.
Official account number of "China Bank Weizhong Bank" WeChat: Select the function of "Microfinance-Function Hall-Financial Tools and Information Inquiry-Loan Calculator" in the menu below, and enter the calculation conditions according to the page prompts for inquiry.
Bank of China Mobile Banking: Click the function of "Loan-Other Services-Loan Calculator" on the home page, and enter the calculation conditions according to the page prompts for inquiry.
If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.
The above contents are for your reference. Please refer to the actual business regulations.
How to calculate the interest rate of credit loan
I. Basic formula for calculating interest The basic formula for calculating interest on savings deposits is: interest = principal × deposit period × interest rate.
II. Conversion of Interest Rate The conversion relationship among annual interest rate, monthly interest rate and daily interest rate is: annual interest rate = monthly interest rate × 12 (month) = daily interest rate ×360 (days); Monthly interest rate = annual interest rate ÷ 12 (month) = daily interest rate ×30 (days); Daily interest rate = annual interest rate ÷360 (days) = monthly interest rate ÷30 (days). Pay attention to the consistency with the deposit period when using interest rates.
3. Interest starting point 1. The starting point of interest for savings deposits is RMB, and no interest is paid for cents below RMB. 2. The interest amount shall be calculated to one decimal place and rounded to one decimal place when actually paid. 3. Except that the current savings are settled on an annual basis and the interest can be converted into principal, regardless of the deposit period, the interest of other savings deposits will be paid off with the principal at the time of withdrawal, excluding compound interest.
Iv. Calculation of deposit period 1, and the calculation of deposit period adopts the method of counting the first number and the last number. 2, regardless of the big month, small month, flat month, leap month, every month is calculated as 30 days, and the whole year is calculated as 360 days. 3. The maturity date of all kinds of deposits shall be calculated on an annual and monthly basis. If the account opening date is the missing date of the expiration month, the expiration date should be the last day of the expiration month.
Verb (abbreviation of verb) Calculation of interest on foreign currency savings deposit The interest rate of foreign currency savings deposit is based on the interest rate announced by the People's Bank of China, and the original currency bears interest (the second currency can be converted into RMB according to the foreign exchange rate of the day). Its interest-bearing provisions and calculation methods are compared with RMB deposit methods.
Ping An Bank Loan Interest Rate Calculator
The link of personal loan calculator is:
Response time: May 25th, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.
Icbc personal loan calculator
ICBC carries out various loan businesses, and the regulations of different businesses are different. If you mean e-loan (personal credit loan), you can log in to mobile banking and apply for e-loan through the function of "Favorites-Loan -e-loan". Please refer to the system display, loan amount and interest rate when applying for a loan.
If you need to consult other loan businesses, please use the mobile browser to open the mobile phone portal of ICBC, and select "Client Download" to download the client of mobile banking (Rong E Bank). After installation, you can log in to ICBC Mobile Banking (Rong E Bank) and select "My Customer Service" through the client to contact the manual service to reflect your problems.
(Answer time: June 65438+1October 15, 2020. In case of business changes, please refer to the actual situation. )
Bank of China loan interest rate calculator
Please pay attention to the official account of "Bank of China Micro-Banking" WeChat, select the function of "Microfinance-Function Hall-Financial Tools and Information Inquiry-Loan Calculator" in the menu below, and enter the calculation conditions according to the page prompts for inquiry.
The above contents are for your reference. Please refer to the actual business regulations.
Credit loan repayment calculator
You can try to calculate it through our loan calculator. Log in to the lower right of China Merchants Bank official website and find the "Financial Calculator"-"Personal Loan Calculator" for calculation. (You can view information such as monthly payment, monthly principal, monthly interest, principal balance, total interest and total repayment).