The current benchmark annual interest rate for loans announced by the People's Bank of China: 0-6 months (including 6 months), annual interest rate: 4.35; 6 months-1 year (including 1 year), annual interest rate: 4.35; 1 -3 years (including 3 years), the annual interest rate is: 4.75; 3-5 years (including 5 years), the annual interest rate is: 4.75; 5-30 years (including 30 years), the annual interest rate is: 4.90; the loan interest rate needs to be combined with your application Comprehensive pricing based on business types, credit status, guarantee methods and other factors can only be determined after approval by the branch.