As the saying goes, there is no free lunch in the world, and there will never be something for nothing in life. Borrowing money also requires a certain amount of interest, so how much interest does a pleasant loan need to borrow money?

What is the charge for pleasant loans?

Platform service fee: the total service fee charged by the platform to the borrower, including upfront service fee and installment service fee.

Pre-service fee: the one-time service fee deducted by the borrower after approval before lending is the pre-service fee.

Installment service fee: the monthly service fee that the borrower needs to pay except the upfront service fee is the installment service fee.

The specific expected annualized interest rate, fees and loan term are shown in the following table: