What do you need for mortgage of house loan? Housing mortgage loans are divided into two types: existing home mortgage loans and forward home mortgage loans. So the materials needed are different.

I. Information required for mortgage of existing real estate

1, real estate mortgage contract (signed by both husband and wife);

2. Real estate license;

3. Copy of land use right certificate (original inspection);

4. A real estate appraisal report issued by a qualified appraisal agency;

5. Bank loan contract;

6. Proof of the relationship between husband and wife and a copy of the ID cards of both parties (original inspection), and a certificate issued by the civil affairs department where the household registration is located for singles.

Second, the information required for the mortgage of the forward house property

1. Purchase pre-sale contract;

2. Sign a house purchase loan contract with the bank;

3. Copy of the house purchase prepayment receipt (original inspection);

4. A copy of the marriage certificate of husband and wife (original inspection) and a single certificate issued by the civil affairs department where the household registration is located;

It can be seen that when handling housing mortgage loans, it is necessary to find out whether it is a future housing mortgage loan or an existing housing mortgage loan. Need to provide different materials. Only if you meet the requirements and apply for a loan from the bank with the above-mentioned relevant materials can you successfully apply for a housing mortgage loan. I hope the above content can help you.