"Lightning loan" is a credit loan product specially launched by China Merchants Bank for high-quality customers. If you have financing needs such as business turnover, car purchase, decoration, shopping and travel. You don't need mortgage and guarantee, and you don't need written materials. The loan can be approved in 60 seconds at the earliest after application, and will be immediately released to your debit card current account in China Merchants Bank for your use at any time. If you can't apply, it is suggested that you can apply for mortgage, car loan and consumer loan. Depending on the purpose of the loan. This kind of loan is earmarked and paid directly to the counterparty, so you can't borrow money.