Friends who have some loan knowledge must know that office workers in Hangzhou institutions are better than ordinary office workers, but they don't necessarily know what conditions Hangzhou institutions need for loans. Although it is easier to get loans from public institutions, there are certain conditions. If you want to make more friends, please read on.

What are the requirements for loans from public institutions in Hangzhou?

1, working in a public institution for more than half a year;

2. Not retired due to credit and the actual age is no more than 55 years old (male is no more than 60 years old);

4. Have the ability to repay the loan principal and interest on schedule;

5. Have a fixed residence, permanent residence or valid residence certificate in Hangzhou;

6. Personal credit status is good;

7. The purpose of the loan of public institutions conforms to the relevant provisions of the law;

8. Have the ability to repay the loan principal and interest;

9. Other conditions required by the lending institution.

From the above loan conditions, we can know that in fact, the loan conditions of public institutions are similar to those of ordinary institutions, except that the lending institutions will appropriately lower the standards when auditing, because the employees of public institutions have the aura of good credit and excellent repayment ability, and are directly recognized as high-quality lenders, so it is easier to get loans.

There are so many loan requirements for institutions in Hangzhou, but even institutions should pay attention to maintaining their personal credit information. If the credit is tainted, the loan is still problematic.