The most convenient way to borrow money now is to apply for online loans. Considering the repayment pressure, many people prefer a loan platform that can be repaid in installments and has low interest. In fact, there are many such platforms now, and the key is to borrow money from regular platforms. Then, which loan platform can have a low interest rate in installments?
1, money to spend
The credit loan launched by Xiaoman Finance can be repaid for up to 24 months, and the daily interest rate is as low as 0.02%. Just borrow 10000 and pay 2 yuan interest every day. It is a platform with low interest rate and long term. (Click the official calculation)18 ~ Borrowers over 55 years old, with good credit and stable income can try it, just provide the mobile phone number of the real-name registration system.
2, 58 Easy to borrow
Non-students aged 22 to 50, with repayment ability and good credit, can try 58 Easy Loan. As a credit loan launched by 58 Finance, the interest rate of 58 Easy Loan is still relatively low, which can be divided into 12 periods at the longest, and the daily interest rate is as low as 0.04%. Borrow 65438+1 000001day. As long as 4 yuan is available, the information you need to provide is the mobile phone number.
Before, I also needed business turnover. I used several products. The first time I applied for a small amount of money (formerly Baidu Finance), it was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.
Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
Spend a little money-pay special attention if you have money:
1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.
2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.
After the third installment, you can choose to settle in advance, as long as it takes a long time, and it doesn't cost us anything to pay interest. Make sure to mention it first.
My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is almost the same as the money spent.
360 IOUs, with a maximum loan of 200,000!
Click online measurement
There is also a trick to applying for 360. After simply filling in the information at first, the amount that comes out is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for a privileged loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the privileged loan will definitely pass, and the quota will be greatly increased. The privileged loan supports 24 periods. My basic quota is 9000 yuan, which is 5.5W after upgrading the privileged loan.
3. Recruit good loans
The credit loan launched by Zhaolian Finance does not need mortgage guarantee, with low threshold and low interest rate. It can be repaid in 24 installments at the longest, with the daily interest rate as low as 0.03%, and the interest of 65,438 yuan+0,000 yuan is 3 yuan per day. In addition to being 22-55 years old, you have to get more than 600 points in the exam, and you can only get a loan by providing your registered mobile phone number in real-name registration system and your bank card ID card.
Which formal loan platform can use ID card?
The formal platforms that can use ID cards for loans are: online business loans, loan treasures, micro-loans and small loans.
Online merchant bank is an internet bank initiated by Ant Financial as a major shareholder. The repayment period of Alipay online merchant loan is calculated from the loan date, and the repayment date of each month is also the same as the loan date. Users must pay the full repayment amount of the current month in Alipay on the repayment date, so as to avoid bad credit records caused by insufficient balance.
Borrowing is a pure credit consumer loan product in Alipay. When you enter Alipay, click My to find the loan. After entering Alipay, you can apply for the loan amount according to the page prompts. Whether it can be opened depends on the display on your page. If the quota is successfully obtained, you can choose to borrow. After entering the loan amount and other information, the loan can be completed, and the system will review it to determine whether the loan is successful.
Micro-loan is an Internet micro-credit product launched by Weizhong Bank, which can be borrowed into a bound bank card. Micro-loans are opened through the official invitation system, and invited users can see micro-loan loans in the financial column of WeChat payment/service or mobile QQ wallet. If you want to be an invited user, the most basic requirement is to complete the real-name authentication of WeChat, and whether you can become an invited user afterwards depends on your page display. If you can see micro-loans, you can try to apply for opening and check the quota. The system will give you a specific amount and interest rate according to your personal comprehensive situation, and manual intervention is impossible.
Du Xiaoman Qianhua is a credit service brand under Du Xiaoman, and has launched different loan products. In addition to individual consumers, small and micro business owners can also apply for money loans on the Xiaoman APP. Non-school students aged between 18-55 can try to apply for money, and you need to provide your valid original second-generation ID card and your debit card during the application process. You need to apply for a credit line before applying for a loan. The system will review it separately. After the credit line application is approved, you can get the credit line, interest rate and other information, depending on the page where you have money to spend.
A platform where you can borrow money with your ID card.
A platform for borrowing money with ID card;
First, Qianhua: Qianhua is a credit service product under Baidu, which has a good reputation and a relatively fast lending speed. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 200,000 yuan, 1 10,000 yuan loan 1 annual average daily interest 1. 1 yuan. The better the credit, the lower the interest rate.
Second, Lending Bao: Lending Bao is a pure credit loan product launched by Alipay, a subsidiary of Alibaba. According to the consumption situation and repayment ability of Alipay users. Ordinary users can only apply for opening if the sesame score is above 600. According to sesame score, the loan amount is10-300,000, the lowest daily interest rate is 0.02%, and the loan term is 12. It has always been a conscience loan.
III. Return: Shanghai Shuhe Information Technology was established on 20 15, and returned the products on 20 16. The major shareholder is Focus Media listed company (stock code: 002027), and the shareholders are Focus Media, Sequoia Capital, Cinda Investment, noah wealth, Sina, etc.
4. Micro-loan: Weizhong Bank is the first Internet bank under Tencent. Its products include micro-loan and micro-car loan, and it is committed to providing fast financial services for small businesses and individual consumer groups.
Verb (abbreviation of verb) Paipai Loan: Paipai Loan was established in 2007 and is a p2p financial platform listed on the New York Stock Exchange. Auction loan products are mainly divided into batch bidding and rainbow bidding. At present, credit loans are provided to users, with a maximum loan amount of 200,000 yuan and a monthly loan interest rate of about 1%. Users can choose appropriate loan products according to their own needs.
What ID cards are there?
Among many types of loans, it should be regarded as the most popular, and the one that only uses ID cards is the most popular. After all, you don't need too much preparation materials, and the procedure is simple and quick. Today, I will talk to you about some people who only use ID cards.
360 Dai Xiaowei.
Give you flowers is a small consumer credit platform, which provides loans for Taobao shopkeepers with good credit. To borrow money here, you need to provide your ID card to complete the authentication, and you also need to provide your bank card and real-name registration system mobile phone number. The maximum loan amount is 200,000 yuan, with monthly repayment, but daily interest, and the loan interest rate can be as low as 12 months and 3 months.
Xiaomi loan
Xiaomi Loan is an ID card platform specifically for Xiaomi users. The borrower must have Xiaomi account or Xiaomi loan APP account, be at least 18 years old, and be able to provide a valid ID card with a positive and negative authentication avatar. The maximum loan is 200,000 yuan, and the daily interest rate is so low that it can be repaid monthly or as you borrow it.
Zhilian long-term loan
Good loan is the identity card platform for office workers. The borrower is required to be between 23 and 60 years old, have a stable source of income, score over 600, have a good credit rating, and provide his ID card and real-name mobile phone number to complete the authentication. The amount of the first loan is basically around several thousand yuan, and the lowest daily interest rate is daily interest, which can be repaid with the loan.
Pat tape
Paipai Loan is a well-known ID card software, which can provide borrowers with loans of up to 200,000 yuan, with a minimum term of 3 months and a maximum of 12 months, with a monthly interest rate between. Based on online big data, the review speed of the auction loan is relatively fast, which is convenient for everyone to borrow.
The above summarizes several ID-specific platforms for everyone. I hope you can choose the product that suits you after reading it. Remind everyone that after borrowing, remember to repay on time, take good care of your credit and help yourself with loans in the future.
What software do you have to borrow money with your ID card?
Now there are many loans on the market that are very convenient, just need identification information and other proof. I'll introduce a few to you today to see if they are suitable.
I. 360 Peace of mind IOUs
360 IOU is a 360 financial unsecured pure credit ID card loan platform, which evaluates the credit of customers as a whole based on 360 big data and provides cash loans on this basis. The maximum loan amount is 20w, and the longest repayment period is one year.
Second, Baidu has money to spend.
Qianhua is a credit service product owned by Baidu, which has a good reputation and a relatively fast lending speed. Can meet the daily borrowing needs, borrowing is very convenient. Application conditions:1Baidu registered users between 8 and 55 years old; A stable job and good credit will make it easier to pass the exam.
Three. Ping' an I Dai
Ping An I Loan is one of the most popular mobile phone credit loans. Every day, countless people apply for this product, and they can get a loan by submitting simple information without mortgage guarantee. 3 minutes at the earliest. As long as there are places, you can review the results immediately after submitting the application, and there are few return visits. In order to avoid missing the review, it is recommended to keep the mobile phone on.
Fourth, Xinyi loans small loans.
Xinyi Loan Micro-loan is a product of Bank of China's consumer finance, which mainly provides office workers with micro-credit loans with simple application, fast payment and ultra-low threshold, and quickly solves the problem of personal funds. Don't be overdue, just provide identity authentication, mobile phone real-name authentication, contact person, bank information, residence information, work information, face recognition, personal basic information and so on.
What platform can I borrow money only by ID card?
The most convenient way to borrow money now is to apply for online loans. Considering the repayment pressure, many people prefer a loan platform that can repay the principal and interest in installments. In fact, there are many such platforms now, and the key is to borrow money from regular platforms. So, which loan platform can pay interest in installments now? 1. The credit loan launched by Xiaoman Finance can be repaid in up to 24 months, and the daily interest rate is as low as 0.02%. It is a lending platform with low interest rate and long term. (Click the official calculation) Borrowers with age 18~55, good credit and stable income can try it, and only need to provide their valid ID card and bank card registered in the real-name registration system. 2, 58 Easy Loan Non-22 to 50-year-old students, have repayment ability, and friends with good credit can try 58 Easy Loan. As a credit loan launched by 58 Finance, the interest rate of 58 Easy Loan is still relatively low, which can be divided into 12 periods at the longest, and the daily interest rate is as low as 0.04%. If you borrow 10,000 yuan a day, you only need 4 yuan interest. The information you need to provide is your mobile phone number, ID card and bank card. I had business turnover needs before, and I used several small loan products. The first time I applied for a small loan with money (formerly Baidu Finance), the amount was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods. Baidu Finance is a regular licensed consumer finance company, and there is no charge for the application process and the whole process of receipt. Xiaoman-the second batch of rich flowers (click online measurement). Xiaoman-rich flowers, special attention: 1. If you have money, you should withdraw it as soon as possible, because the amount may become invalid after a long time. 2. It's best to withdraw cash in full, because I read other people's posts that if you mention too little, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process. It is safer to quit at least 60%. After the third installment, you can choose to settle in advance. We won't lose anything by paying interest as long as possible. Let's make sure it's brought up first. My second application was 360 IOUs. After all, they are all big platforms, so I applied first. The amount is 5.5W, and the interest is similar to the money spent. 30 IOUs, with a maximum loan of 200,000! Clicking on the online measurement application 360 is also tricky. The amount that comes out after simply filling in the information at the beginning is only a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough, you can apply for an exclusive loan directly without withdrawing cash. This is a lot of money. As long as you have the basic quota, the exclusive loan will definitely pass and the quota will be greatly increased. Exclusive loans support 24 issues. My basic limit is 9000 yuan, which is 5.5W after upgrading and enjoying the loan. 3. Raise term loans. The credit loan launched by Zhaolian Finance is unsecured, with low threshold and low interest rate. The repayment can be made in 24 installments at the longest, and the daily interest rate is as low as 0.03%, and the daily interest is 65438+3 yuan RMB 0,000. In addition to being 22 to 55 years old, you have to score more than 600 sesame seeds. Only by providing your own real-name registration system, mobile phone number, bank card and ID card to complete the authentication can you get a loan.
This is the end of the introduction about where to use ID card for loans and loans. I wonder if you have found the information you need?