How do small and micro enterprises apply for ICBC loans, so what information do they need to prepare? Details are as follows:

First, business license, code certificate of technical supervision bureau and tax registration certificate;

The second is the account opening license and loan card;

The third is a copy of the ID card of the legal representative of the enterprise, and the resumes of the major shareholders and senior managers of the legal representative of the enterprise;

4. Articles of Association, capital verification report, investment agreement, joint venture agreement or partnership contract or shareholders' agreement of a wholly-owned enterprise;

Fifth, the details of settlement accounts in the past year;

Sixth, the financial statements of the past three years;

Seventh, contracts and vouchers related to financing. Of course, the specific provisions shall be subject to the provisions of ICBC!

2. What are the requirements for handling the national student loan of ICBC?

Conditions of China Industrial and Commercial Bank's National Student Loan:

1, honest and trustworthy, law-abiding, good conduct, no illegal or irregular behavior;

2. Study hard and be able to complete their studies normally;

3. The family has financial difficulties and is unable to pay the basic expenses needed to complete their studies during school, including tuition and basic living expenses;

4. Promise to provide the loan handling bank with changes during school and after employment;

5. Open a personal settlement account in China Industrial and Commercial Bank;

6. Other conditions stipulated by the bank.

3. What are the conditions for college students to get loans from ICBC?

Yes But this requires conditions. What are the requirements for personal loans of ICBC? 1. The age of a natural person with full civil capacity is between 18-60 years old. Foreigners and residents of Hong Kong, Macao and Taiwan who are borrowers should have lived in People's Republic of China (PRC) for one year and have a fixed residence. 2. Have a valid identity certificate and proof of marital status. 3. Obtained a credit rating of D or above in China Industrial and Commercial Bank. 4. It has legal business qualifications and fixed business premises, and can provide legal business licenses (or business licenses for merchants, booths, industries, etc.). ) and the property right or contract lease certificate of the business premises. 5. Have the ability to repay the loan principal and interest in full and on time. 6. It has a good credit record and repayment willingness, and the borrower has no bad credit record in China Industrial and Commercial Bank and other known financial institutions. 7. In addition to credit, legal, effective and reliable loan guarantees recognized by China Industrial and Commercial Bank can be provided. 8. Open a personal settlement account in China Industrial and Commercial Bank. 9. Other conditions required by China Industrial and Commercial Bank.

4. What are the conditions for college students to get loans from ICBC?

I am a sophomore. Can I borrow from ICBC? need