Yes, but bank mortgage loans have related requirements for houses. Generally speaking, the age of the house is not more than 30 years, and the second-hand house is not more than 20 years. The older the house is, the greater the value of the house will be. If it exceeds the age stipulated by the bank, the mortgage application will be rejected.
2.
If your house is less than 20 years old, it is not a big problem to apply for a mortgage loan, and most banks can accept it.