Hello, there is no fixed down payment ratio for the first suite in China. The down payment ratio for the first suite is implemented in different regions according to different actual conditions. In Heyuan, the down payment ratio of commercial loans for new houses is 30%, the down payment ratio of provident fund loans for first homes below 90㎡ (inclusive) is not less than 20%, and the down payment ratio of housing provident fund loans above 90㎡ is not less than 30%.