2. Stable income and strong repayment ability.

3. Have a local hukou and can provide proof of identity and residence.

4. There are property certificates or other financial certificates.

Application material

1, ID cards and household registration books of both husband and wife;

2. Proof of valid income of both husband and wife;

3. Marriage certificate of both husband and wife, divorce certificate if divorced, and single certificate issued by the civil affairs bureau where the household registration is located if unmarried;

4. Property certificate:

(1) The original property ownership certificate is required for the full purchase.

(2) Purchase contract, loan contract, purchase invoice, details of house loan repayment, repayment plan and balance certificate shall be provided for loan purchase.

Extended data

Interest-free loan procedures for buying a car

1, valid personal identification;

2. Household registration certificate or long-term residence certificate (the residence certificate can provide utilities, telephone charges, etc.). );

3. Personal income certificate, family income or property certificate when necessary;

4. Work certificate of the current unit.

5. Marriage certificate and spouse ID card (unmarried spouse materials and marriage certificate are not required, but divorce certificate or divorce agreement is required). Car purchase agreement, contract or letter of intent signed with the dealer (both new and used cars can be issued).

Baidu encyclopedia-zero down payment to buy a car

Baidu encyclopedia-interest-free loan to buy a car