According to official website of China Bank, the loan approval process of China Bank is relatively strict. First, the branch conducts preliminary examination and approval, and then the provincial bank conducts final examination and approval. As long as it meets the conditions, it can pass the examination and approval in most cases. However, due to the specific circumstances of each applicant, the requirements of each loan type are also different, so the strictness of approval will be different. For some specific loan types or when the applicant's qualification requirements are higher, the approval will be more stringent.