Does not affect. The subsistence allowance is determined according to the income of the living family and has nothing to do with the loan. Users apply for loans only because of lack of money. As long as the low-income households meet the loan application conditions and pass the loan review, they can get loan funds like ordinary users.

However, low-income households usually have poor repayment ability, so they should apply for loans within their economic affordability and not exceed their repayment ability.

Which department is responsible for the management of subsistence allowances?

The management of subsistence allowances is usually managed by local governments and civil affairs departments. Government departments audit, civil affairs departments for examination and approval. The issuance of rural subsistence allowances shall be declared by the village committee according to law, verified by the township people's government, and uniformly issued after being reported to the subsistence allowance department of the county-level civil affairs organ for examination and approval.