Repayment in advance is more cost-effective, saving more than 300 yuan of interest every month, speeding up repayment, bringing more than 300 yuan of interest every month, interest,,,, and you will finally find that paying 60 thousand in advance will lead to less than 30 thousand of interest to the bank.

If the loan is 65,438+050,000 65,438+06, the average capital will repay the principal of 7,865,438 yuan +0.25 yuan per month, with a monthly interest of 4.333 yuan. The interest in the first month is 0.0043333× 150000 = 650 yuan, and the interest in the second month is 0.