1. Time factor: Generally speaking, online loans will be collected soon after they are overdue, but the specific time depends on the policies and procedures of creditors.
2. Debt amount: Loans with small overdue amount may be collected more frequently, because creditors hope to recover the arrears as soon as possible.
3. Collection measures: various measures can be taken during the collection process, such as telephone, text message, letter and other ways to communicate and remind and ask for repayment.
4. Outsourcing to professional organizations: Creditors sometimes outsource the collection task to professional organizations, and they will recover debts through different means.
5. Legal procedures: If the overdue situation is serious or cannot be resolved through consultation, the creditor may take legal actions, such as litigation and application for enforcement.
Summary:
After loans overdue, the collection time will vary according to the situation, but it usually starts soon. Loans with small overdue amount may be collected more frequently, and creditors can take various measures, including outsourcing to professional institutions or resorting to legal procedures. Therefore, timely performance of repayment obligations is the best way to avoid overdue collection.
Extended data:
According to China's relevant laws and regulations, the collection procedure of overdue online loans may involve People's Republic of China (PRC) Contract Law and People's Republic of China (PRC) Civil Procedure Law. In case of overdue, creditors have the right to take a series of legal measures to recover debts, but in the process of collection, they should also abide by the corresponding legal procedures and regulations, and must not use malicious threats, harassment or illegal means to collect debts. Protecting consumers' rights and lawful rights and interests is the basic principle of China law.