Alipay online business loan provides two loan versions for friends who need loans, one is the express version and the other is the standard version. Through these two versions, we can learn how much money Alipay online merchants can borrow.
Express edition is specially designed for friends who are in urgent need of loans in the short term. It has the characteristics of fast payment, and the funds can be received in 3 minutes at the earliest. This version of the loan amount is up to 500,000. Some western cities and some border areas are still unable to apply.
The standard version is specially designed for friends who need large loans, up to 2 million yuan. Friends who apply for this kind of loan need to wait for a long time, and it usually takes a week and a half from submitting the application form to signing online. Xicang and Xinjiang are still unable to apply for the standard version of Alipay online merchant loan.
The conditions for Alipay's online business loan of more than 6,543,800 yuan.
1, 18-65-year-old mainland residents who are legal representatives of enterprises or heads of individual industrial and commercial households;
2. The enterprise has been registered for one year and paid more than 12 months at Alibaba International Station;
3. The annual sales amount is above100000 and there is no major negative news.
As can be seen from the above, the average user's online business loan cannot exceed 6,543,800 yuan. But for ordinary people, hundreds of thousands of loans can basically meet the demand.