Small-sum secured loan for starting a business refers to the establishment of a guarantee fund funded by the government, and the entrustment of a guarantee institution to provide loan guarantee, which is issued by the handling commercial bank. The following is the relevant contents of the application for Guangzhou business guarantee loan, which I spent a long time sorting out, for your reference only, and I hope it will help you!

How long does it take to apply for a business guarantee loan in Guangzhou?

Legal settlement time limit: 15 working days.

Time limit for promised settlement: 13 working days

Loan amount:

1. The maximum amount of qualified borrowers' personal business guarantee loans is 300,000 yuan (hereinafter referred to as individual loans), and "bundled" loans can be implemented according to the maximum amount of 300,000 yuan per person and 3 million yuan of loans.

2. The amount of qualified small and micro enterprise start-up guarantee loans shall be reasonably determined by the handling bank according to the actual number of qualified enterprises, and the maximum amount shall not exceed 5 million yuan.

Application process

(1) Apply to the handling bank.

The loan applicant applies to Guangzhou Branch of Postal Savings Bank (hereinafter referred to as "Postal Savings Branch"). Postal savings sub-branches shall be sent to public employment service institutions in all districts according to their territories, and the loan objects shall be qualified for examination.

If the public employment service agencies in each district confirm the approval, the Postal Savings Sub-branch will review the loan (including the feasibility of the project, guarantee, loan amount, etc.). ), the Postal Savings Sub-branch will issue loans after approval.

(two) to apply to the district public employment service agencies.

The loan applicant applies to the public employment service agencies in each district. If the application is approved, they will voluntarily apply to the Postal Savings Sub-branch on the basis of the Confirmation Certificate of Business Guarantee Loan Personnel, and the Postal Savings Sub-branch will review the loan (including the feasibility of the project, the guarantee situation and the loan amount, etc.). ). After approval, the Postal Savings Sub-branch will issue loans.

Application path: log in to the online service hall → employment → apply for a business guarantee loan → business guarantee loan.

Online service hall: /cas/ login

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