For those users who apply for housing mortgage loans, some people will choose to apply for loans from banks, while others will choose to apply for loans from lending institutions. Either way, you need to go through the corresponding process to lend money.
First of all, you need to further clarify the mortgage process.
Generally speaking, you need to provide your own necessary materials to banks or lending institutions, which generally include items that can prove your ownership of the house. Then you need to submit your real name information, mainly to verify your personal credit information. After submitting the above materials, you need to submit further proof of income to prove your repayment ability. The above information is the basic material of housing mortgage loan, and then the relevant approval process will be carried out.
Second, you need the process of mortgage.
The process of real estate mortgage is generally property right certificate, and the above process is generally solved within 1~3 working days. Because I don't know whether you are applying for a bank or a lending institution, different institutions will have different auditing standards and different processes. I think the most intuitive way is that you directly consult the relevant staff of the loan and check the progress of the work with the other party.
Third, loans are generally received soon after approval.
If you prepare all the above materials and complete the relevant procedures, the loan will generally arrive soon. In general, you need to calculate the loan arrival time in the form of working days, because many institutions will not handle loan affairs on holidays. The time for issuing loans varies from bank to bank and institution, but generally it will not exceed three working days. When you are sure that your account number is correct, you just need to wait patiently.
To sum up, I hope this answer can help you. If you don't understand, you can leave me a message.