1. Log in to my Alipay and click Withdraw;
2. Select the bank card account for withdrawal/withdrawal, and enter the withdrawal/withdrawal amount and password to complete withdrawal;
3. Note: The account opening ID card of the withdrawal bank card must be consistent with the ID card verified by Alipay.
Advance payment:
(1) Time for submitting prepayment application: June to July every year. You can apply for prepayment before 10, and the interest will be calculated until the 20th of that month. Applications made after the current month (except July) 10 will be regarded as applications for early repayment next month, and the interest will be calculated until the 20th of next month.
(2) Deposit time of prepaid funds:
1. If the repayment is made with the Agricultural Bank of China card, and after 10 last month, an application for prepayment shall be submitted before 10 that month (the repayment account number is Agricultural Bank of China card or Alipay students can access the student online system), and it shall be deposited into the designated Agricultural Bank of China card before 15 that month. If the repayment is made with the Agricultural Bank card, and the application for prepayment is submitted after 10 in the current month and before 10 in the following month, it shall be deposited into the designated Agricultural Bank card before 15 in the following month.
2. Repayment with Alipay, and after last month 10, and before the current month 10 (repayment account is Agricultural Bank of China card or Alipay students can access the student online system), should be deposited into the designated Alipay account before the 20th of the current month. If the payment is made by Alipay, and the application for prepayment is submitted after 10 of the current month and before 10 of the next month, it shall be deposited into the designated Alipay account before the 20th of the next month.
Installment repayment:
Please deposit the repayable principal and interest (only interest will be repaid in the first two years after graduation) into the designated agricultural bank card or Alipay account before 15 every year (before August 15 or before September of last year 15). Repayment by installments shall be calculated on an annual basis. Students can check the principal and interest payable in the current year in the online student system after120. 165438.
legal ground
People's Republic of China (PRC) Civil Code
Article 673 Where the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.
Article 674 The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.
Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.