According to the inquiry of China Travel Service. There is an age limit for provident fund loans, which is mainly reflected in the borrower's retirement age and loan term. The longest term of provident fund loans is no more than five years after the borrower retires. If you retire at the age of 60, you can only borrow until the borrower is 65. For male primary lenders, the sum of their age and loan life should be less than or equal to 65 years old; For female lenders, the sum of their age and loan life should be less than or equal to 60.