does the subject want to ask "how much is the assessed value of the physical assets mortgage and pledge of science and technology loans not higher than the loan amount"? 3%。 According to the query "technology and finance" science and technology loan? According to the implementation plan, cooperative banks provide loans to national high-tech enterprises, small and medium-sized scientific and technological enterprises and small and medium-sized scientific and technological enterprises in Henan Province, and the pledge of their physical assets is generally not higher than 3% of the loan amount. "Technology loan"? Service refers to the financing business that is led by the loan risk compensation mechanism of science and technology enterprises of Henan Provincial Department of Science and Technology, with some physical assets mortgage and equity pledge as credit enhancement measures to support the daily business turnover and other capital needs of borrowers.